4 min

Protecting your home: fire, water, theft

Owner or tenant, home risks and the place of civil liability.

Short answerHome insurance covers fire, explosion, lightning, water damage, theft and broken glass, plus civil liability, domestic work accidents (law 19-12) and pets.

Key facts

01Owners and tenants, flats and villas
02Selectable values: 250,000 → 2,000,000 (flat), 1,000,000 → 5,000,000 (villa)
03Domestic employees' work accidents (law 19-12)
04No public tariff: quote

Home risks

Your home is the fruit of a lifetime of work. Whether owner or tenant, you should be covered for dwelling risks: fire, water damage, theft.

Contractual covers

In addition to civil liability, the contract covers material damage caused by fire, explosion, lightning, water damage, theft and broken glass. It can also cover domestic employees' work accidents (law 19-12) and risks related to domestic animals.

Declaring the property

The home form asks for the property type (flat or villa) then its value. These elements shape the study; the final price is computed with the request and is not published in advance.